1. Login to your Velo account.
2. Go to Dashboard and make sure your funds are in your Spot Wallet or Funding Wallet.
3. Choose your preferred VIP Plan (Bronze, Silver, Gold, Diamond, or Crown).
4. Lock the amount you want to invest (within the plan’s minimum and maximum limits).
5. Earn daily interest automatically, your income is credited daily and can be withdrawn anytime.
6. After the plan period ends, your principal is automatically transferred back to your wallet.
| Minimum | $3,000 |
| Maximum | $10,000 |
| Daily Interest | 0.60% |
| Lock Period | 10 Days |
Example:
If you lock $10,000 in the Bronze Plan:
Daily Income = $10,000 × 2.60% = $260
Total Income after 10 Days = $60 × 10 = $2600
So after 10 days, you earn $2600 in interest, plus your principal ($10,000) is returned.
If you withdraw before the 10-day lock period ends, a penalty fee will be charged:
Penalty Formula:
Penalty = Default Settlement Ratio × Remaining Days × Locked Amount
| Locked Amount | $10,000 |
| Default Settlement Ratio | 0.08% |
| Remaining Days | 4 |
| Penalty | 0.08% × 4 × $10,000 = $32 |
Refunded Principal = $10,000 − $32= $9,968